Portfolio

Behold! (drums please) … I proudly present my portfolio.

  1. Deka DAXplus Maximum Dividend (TER:0.3%)
  2. Global X SuperDividend (TER:0.45%)
  3. Global X SuperIncome (TER:0.58%)
  4. iShares MSCI Pacific ex-Japan (TER:0.6%)
  5. iShares UK Dividend (TER:0.4%)
  6. iShares US Preferred Stock (TER:0.47%)
  7. Kempen Global High Dividend (TER:0.73%)
  8. SPDR S&P Global Dividend Aristocrats (TER:0.45%)
  9. Vanguard FTSE All-World High Dividend Yield (TER: 0.29%)

The list above shows the name of the fund and the total expense ratio (TER) that the ‘fund administrator’ charges me on an annual basis. The TER numbers are what I found on the fund company’s website when I checked them last. So, the numbers above can be incorrect and outdated.

Every month, I will provide an update on the dividends that have been paid to me during that month. I will typically have a EUR and a USD number. However, they are not one and the same thing ie not one simply converted into the other currency. Some funds simply pay me in USD and some in EUR. What I do for sake of simplicity, I simply add the two to arrive at my total for the month. Click here for my most recent monthly overview. The best thing about this is that all I have to do is sit back and wait for the dividends to come in. I love it!

You will also notice, that the portfolio consists entirely of funds. However not all of them are exchange traded funds (ETFs). Some of them are actively managed and try to beat a particular index like the Kempen Global High Dividend Fund.

Every now and then, I plan to say a little bit about each of those funds. For example why I have chosen this fund and what its characteristics (yield, top 10 holdings, costs, etc) are. Stay tuned for more.

Disclaimer: None of the content of this site is to be considered investment advice. Every reader has to form their own opinion about which investments are right for them and take full responsibility for their own actions.

 

9 thoughts on “Portfolio

  1. Nice to find another Dutch FIRE blogger in cyberspace! I understand the appeal of ETF investing, I am a fan as well. You might want to check the tracking error and the efficiency of the index tracked for your funds as well. You might want to treat those as cost factors next to the TER. Good luck on your journey!

    Like

  2. Both of you, TeamCF as well as Divnomics got me thinking. That is why I love this blog already even though I do not write on it for long yet. So, what I did was actually make a list of the management fees that I am charged in my portfolio. The result of which will be an individual blog entry in a short while. But what I can say already is that I thought I knew what the individual fee percentages were. However I was actually quite surprised and while I do not like doing a lot of transaction, I already sold one position due to the fees I was charged.

    Like

  3. Looking good! Like Team CF, I think it’s a really interesting approach and to see how your journey will play out 🙂

    Just curious? You are not having any transactions costs on buying the funds? Or are they that much lower compared to buying individual stocks?

    Like

  4. Interesting investment strategy, using only dividend ETF. You don’t see this very often, but I certainly understand the appeal!
    Are you also considering branching out into individual stocks? Major benefit is the reduction/elimination of management fees, but it does take more time to build a balanced dividend portfolio.
    Curious to know your thoughts!

    Like

    • Thank you very much for your comment. At the moment I have no intention to invest in the equity of individual companies. The management fees of most/funds ETFs you see above are below 1% or even 0.5%. On annual basis this comes down to about ca EUR 100 for my entire portfolio. If I would like to achieve the same level of diversification via individual transactions I would have to spend much more in trading costs. As the portfolio grows, I might revisit this however.

      Like

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s